Southern Oregon Credit Service, Inc. Debt Collection Complaint

Medical Communication tactics threatened to take legal action

Southern Oregon Credit Service, Inc. Debt collection department,

Medical Communication tactics Threatened to take legal action Oregon

I have had - accounts with Southern Oregon Credit Service for a few years now. The debt collectors have now attempted for the - time to garnish my wages. - accounts have been paid off with them. The - times, I called SOCS to make the delinquent accounts right with them. Each time they have worked with me to fix the problem. This - time was different, I will admit that I did not return their call. however I have never returned their phone calls. I send in my payment of - each month. - is the collector I last talked to who told me that they sent back my -/-/2015 Check because my account was expired and that I cannot just send in money and expect them to accept it. I told her this is the arrangement that was made with them. She said they refused the check and sent it back to me. I have yet to receive the check. Today -/-/2015 I received the garnishment papers as well as a letter from their attorney that was written on -/-/2015 but post marked on -/-/2015 The letter states that I have - days to dispute the validity of


feel that even though I did not make contact they are still contradicting themselves. Their attorney is telling me that I can make payment arrangements but - has refused to help me with anything, as well as refused my monthly checks. I have spoken with my bank institute who has confirmed that my -/-/2015 check was in fact cashed and processed. Is there anything that I can do to fight this Garnishment? This will be processed as of next week. I can use all the help I can get. Legally isn't their something against refusing payments on accounts?

Southern Oregon Credit Service, Inc. customer in Oregon
Jun 23, 2015

* Source: CFPB Complaint Database

Southern Oregon Credit Service, Inc. response to complaint:
Closed with explanation

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more