Citibank Mortgage Complaint

Other mortgage Loan servicing, payments, escrow account

Citibank Mortgage department,

Other mortgage Loan servicing, payments, escrow account New Jersey

I purchased a house in - - with a - and - mortgage. I was unable to make payments due to a separation from my wife in -/-/-The - mortgage holder - Citimortgage - filed a lawsuit. I was neverserved, however, CitiMortgage was able to obtain a judgment for $26000.00, the original loan amount was $27000.00. I paid CitiMortgage $280.00 per month from - - until - - which equals $27000.00. Basically I almost repaid the loan. Now they froze my bankaccount and are asking me to pay over $26000.00 or $ - sump with an additional $4000.00 over a short period of timeto unfreeze my account. How can a bank be allowed to do this? Why do I hhave to pay them - the amount. They should not be allowed toextort money out of deceptive loans. They made a settlement with theAG office claiming that they would stop deceptive practices. This isbeyond deceptive. I was never serve with Court documents, hencewas unable to defend/show evidence of the deceptive loan. Nowthey want to drive me to file bankruptcy or pay them. They do n't evenanswer my calls and want me to settle with their law firm - -, -, - - -. ) Since it appears that I have no choice I offered to pay $ -per month on -/-/-, but they did n't accept that. As a result I amfiling this complaint. This is a nightmare. Do n't wish this upon anyone. Please help.

Citibank customer in New Jersey
Jun 17, 2015

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with explanation

Consumer disputes how Citibank handled their complaint

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Contact Citibank

http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
Citibank
Citibank

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