CL Holdings, LLC Debt Collection Complaint

CL Holdings, LLC Debt collection department,

Federal student loan Taking/threatening an illegal action Sued w/o proper notification of suit Illinois

I have a pending court date set for -/-/-. The only reason I found out about this was due to my new landlord running a background check for my occupancy permit per the City of -. I was never served. Furthermore, I have never, in ANY capacity, been contacted by Jefferson Capital Systems. I only found out about their name recently when I ran my credit report prior to consolidating my student loans. After I noticed the collections for - ( - - ) I contacted - ( formerly named - - ) and they show no record of and defaulted loans, and all loans were paid off and brought current. It was only shortly after this consolidation - - moved to sue, still never notifying me in any capacity of their intent. Being as I was never contacted, I never had the opportunity to dispute. I have filed disputes with - and - ( currently pending, which again, I believed kept collections at bay and unable to file suit during that period ), and still never furnishing validation of debt. I am getting a copy of the documentation from the circuit clerk on file, and will arrive on my


I owe a debt. And now they have, to the extent I feel, filed suit illegally, in the hopes that that I would not become aware of their intent, and receive a judgement on account of my being absent. As - - has verified no debt is owed, the credit bureaus are investigating, and I have never been contacted regarding the debt in question, I am moving to contacting an attorney after -/-/- with my findings after the court hearing. I also do not find it to be coincidence, that upon investigating as to WHO Jefferson Capital is, as stated since I have NEVER heard of them in the 2 years they apparently had this account, the first mention via a quick - search is a case from -/-/-. in which they attempted to sue an - - - ( like myself ) briefly after he too consolidated his federal loans. I have contacted an attorney regarding this matter, and will by filing a similar complaint to the necessary receptors, as this, to me, seems to violate, in numerous capacities, the FDCPA and FCRA.