Capital One Credit Card Complaint

Cash advance

Capital One Credit card department,

Cash advance California

Recently - less than 1 week ago ) I was short of funds and had to take a cash advance on my capital one credit card. I received the necessary funds to repay the full balance of the cash advance and called to get the I formation on how to do this. When speaking to the representative, I asked him what the procedure was to accomplish this as I have always been able to do this in the past with other credit cards. - '' the representative insisted that this was not possible and stated that the payments are always applied to the lowest interest rate - and then they would go to the highest interest rate charges after all of the other balances were paid -. This is totally unacceptable and potentially criminal! So what they are telling me is that I will be paying 30 % on the cash advance until I pay my entire balance in full?!? I told the rep that what he was saying was wrong and he proceded to tell me that they ( Capital One - WOULD not help me. I have already been charged - separate $10.00 cash advance fees, which I understood and acknowledged before I made the withdrawals, but what he is saying was rediculous! I told him that I was going to report them to a government agency, and he was very rude and still very unhelpful. I am certain that there are laws prohibiting credit card companies from doing this. Please advise me of my rights in regards to thisThank you.

Capital One customer in California
Jun 02, 2015

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
[email protected]
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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