Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Other (phone, health club, etc.) Taking/threatening an illegal action Sued where didn't live/sign for debt Michigan

In -/-/- I received a notice that I owed a debt on a utility bill. It was not in my name, but a botched version of my name, so I ignored it. I called the utility company and they said they had no record of it. In -/-/-, I received notice on my credit report that this same company. Assett Acceptance of Michigan filed for a wage garnishment in -/-/- and won it. They took my State income tax refund in -/-/-. Still never giving me proof of this debt or showing me an original bill. They are a scavenger debt collector. They are using variations of my name. - is my maiden name from -/-/-, which I have not used since then. - was my married name which I stopped using in -/-/-. I repeatedly ask them to cease and desist but they continue to harass me for something they refuse to prove was valid. Can you help?