First Credit Services Inc. Debt Collection Complaint

Other (phone, health club, etc.) Cont'd attempts collect debt not owed debt is not mine

First Credit Services Inc. Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Nevada

I have been a member at this gym for a number of years. Recently, due to the - and a job that requires a great deal of travel, I have not had the ability to use my gym membership. I continued to allow myself to be billed for a number of months. A few months ago my credit card expired and the local gym manager ( I do n't have his name ) asked me if I would provide him a new -. I said I would like to cancel and explained my situation to him. He said ok '' and hung up. A - later, a new gym manager called and asked me to provide a new credit card. I explained what the prior gym manager told me and he said that was not a valid cancelation and that I would need to go in to the location and physically cancel. This is not an option for me. I then contacted the gym ( local and national office ) and provided them a written cancelation, which was not honored. I finally was forced to take the step of putting a stop payment on the payment with my bank because despite my revoked authorization, they kept pulling money from my account illegally. Today I received - calls from a rude debt collector. At this point I feel that - - is preying upon my family. They are trying to send me to collections for a service I canceled in writing. Furthermore, there was no extension of credit. This is an extremely deceptive and abusive practice.

First Credit Services Inc. customer in Nevada
May 21, 2015

* Source: CFPB Complaint Database

First Credit Services Inc. response to complaint:
Closed with explanation

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