GE Capital Retail Debt Collection Complaint

GE Capital Retail Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Ohio

In or around -/-/-, my former JC Penney credit card account was turned over to - - -, a Debt Buyer in -, VA. - - began reporting this alleged - - to all national credit bureaus, in or around -/-/-. - - blatantly misrepresented this alleged Matter from the very beginning, by reporting it as a Brand-new Collection Account, each and every month. They did this in : -/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/- ; then, in -/-/-/-/-/-/-/-/-. As - - is a Collection Agency to begin with, if an account is with their office, then it is automatically a Collection Account. Reporting the Collection Account as being a Brand-new Collection each and every month is a blatant misrepresentation of factual credit account activity, and an attempt to make - types of negative reporting 's, on the same account, at the same time. Following my Disputes regarding this Matter with numerous Consumer agencies, I observed that Experian, as of -/-/-, removed the inappropriate reporting 's of


-/-/- ( 11 months ago ), IT IS NOT a Brand-new collection almost one year later, in -/-/-. This is nothing more than an underhanded maneuver by - - to update '' this alleged Matter by - year, thereby significantly increasing the negative effect on my credit scores. Further, as - - has removed the - ( - ) highly inappropriate reporting 's following my Disputes of this Matter, this would clearly indicate that the prior reporting by - - was in fact inappropriate ; that is why they removed it. This would bring significant doubt as to the credibility of - -, and their credit reporting, as a whole. Last but not least, - - reports an alleged balance of $2000.00 owing on this alleged Collection account, to -. However, at -, an alleged balance of approximately $1400.00 is reported ; a difference of nearly seven hundred dollars. This represents a very significant discrepancy in credit reporting between - different bureaus, by the same alleged creditor. Given the multiple occurrences of contradictions and discrepancies in their reporting of this alleged Matter, I respectfully request this Matter be fully removed from all major credit reporting bureaus.