TransUnion Credit Reporting Complaint

Credit reporting company's investigation inadequate help over the phone

TransUnion Credit reporting department,

Credit reporting company's investigation Inadequate help over the phone California

On - -, 2015 around - I called to make a dispute concerning an inaccurate information on my Transunion consumer report under the FCRA. There is a duplicate hard inquiries from - - - - from - -, - - ( Soft Pull ) and - -. I was concerned that the credit report pulled on these days were the same as there was no significant changes within these periods, and that only - of the pulls was authorized. The - customer representative informed me he can not take my dispute despite what the FCRA says. I requested to speak with his Manager and She said the same thing. I was not satisfied with the response and I was transferred to - - - ( - Supervisor ) who also concluded that based on their policy they can not take my dispute or investigate it, except I contact -. I believe this is in contrary of the law, as the law does not discriminate on what type of information I can dispute.

TransUnion customer in California
Apr 24, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

Created with Highcharts 4.2.3TransUnionComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20160255075100125Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnionCredit reporting company's investigation75.3%0.1%22.9%1.7%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit reporting company's investigation25.8%0.5%0.2%71.4%2.2%Closed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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