RBS Citizens Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

RBS Citizens Bank account or service department,

Checking account Problems caused by my funds being low New York

Monthly fees of $15.00 were taken out of my checking account starting in -/-/- through -/-/- without my knowledge. Bank 's explanation was these fees accrued because a minimum balance was not maintained. I informed Citizen that I 've had a checking account for over - years and I was never told there was a minimum balance requirement. I was told the reason was, I had an additional mortgage account and because of that, the minimum balance was n't a requirement. After my mortgage was paid off, I had to keep a minimum balance in my account. My concern is that I was never notified of this, nor told that once my mortgage was paid off I was required to maintain a minimum balance. I was also told I signed up for electronic monthly statement and this is not correct either. I am respectfully requesting that all my funds which were taken out for fees, be replaced in my checking account. Fee amounts total approximately $180.00.

RBS Citizens customer in New York
Apr 24, 2015

* Source: CFPB Complaint Database

RBS Citizens response to complaint:
Closed with monetary relief

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