Ocwen Mortgage Complaint

Ocwen Mortgage department,

Conventional fixed mortgage Application, originator, mortgage broker Illinois

In -, I initiated a rental agreement with the Homeowner to utilize the backyard for a community garden project in the - of -. -, I began renting the home from the Homeowner on a month to month basis with the common interest of making needed repairs on the property. - -, I was contact by the Homeowner that the property was in foreclosure which was owned by - Bank at the time. In early -, the property was auctioned off to - -. In late -, I attempted to purchase the home from - - and was denied a mortgage. In -, my son, - - who is a veteran, attempted to purchase the home along with his wife and he was told that he did not have sufficient income and he was not approved. He had sufficient income and sound credit when he applied. Eviction proceedings were initiated at that time. Late -, I gave a check in eviction court to - - for the amount of $80000.00 certified funds and I was told in court that the price was $390000.00 and that my offer would not be granted. After that court hearing, I had the property appraised


bidder in the last several auctions and my offer has yet to be accepted. At this point, the lender seeks to evict me and my family from the property. I live in the home with my - year old mother who is a recent - and I have made every effort to remain in place and satisfy the debt of the lender who refuses to work with me on any resolution. There has been significant confusion of who OWNS the property and who can accept or reject my offers to keep the home. The property located directly north of the home was sold for $71000.00 which further demonstrates that this property is not worth the requested $390000.00 of the lender. The appraisal of the property cost $300.00 to verify that all information stated is true and verified.