U.S. Bancorp Consumer Loan Complaint

Installment loan Taking out the loan or lease

U.S. Bancorp Consumer loan department,

Installment loan Taking out the loan or lease California

On - -, -/-/2015 my father and I went to USBank - - - -, CA - to apply for an equity loan with our Florida - House as collateral if needed. My father 's - house at - - - - -, Florida is appraised for $750000.00 and is paid for. We were applying for $60000.00 for repairs we 're been doing since last -. - - and - was assisting us with collecting the information we brought with us to the bank ( w'2 's and property tax for Florida property and income statements. We were told that it takes about - days for process to be completed. I received a call on the same day -/-/-/-/2015 at - -. from - stating the loan was denied and he did n't have a reason as to why. On -/-/-/-/2015 I went back to the bank and - told me that the computer denied the applicatin, and still no reason was given. We feel as if the loan was never given consideration. Unfair practices and when I call and insisted on a denial letter or reason, none was given. WE are - - and have combine income over $7000.00 monthly income. We are able to repay the loan and other information was never collected or considered. I 'm requesting an immediate investigation be given against - - and - at US Bank and the denial be overturned immediately.

U.S. Bancorp customer in California
Apr 21, 2015

* Source: CFPB Complaint Database

U.S. Bancorp response to complaint:
Closed with non-monetary relief

Consumer disputes how U.S. Bancorp handled their complaint

Created with Highcharts 4.2.3U.S. BancorpComplaint HistoryComplaints4/20127/201212/20124/20136/20137/20138/20139/20131/20142/20143/20144/20145/20146/20147/20148/20149/201411/20141/20152/20153/20154/20155/20156/20157/20159/201511/20151/20163/20164/20166/20168/201610/201611/201612/20160123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3U.S. BancorpTaking out the loan or lease74.2%9.1%13.6%3.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageTaking out the loan or lease0.6%6.7%1.1%0.3%2.4%5.5%81.9%1.4%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact U.S. Bancorp

http://www.usbank.com/
(800) 872-2657
andrew.cecere@usbank.com
800 Nicollet Mall Ste 200
Minneapolis MN 55402
U.S. Bancorp
U.S. Bancorp

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