Delbert Services Consumer Loan Complaint

Delbert Services Consumer loan department,

Installment loan Problems when you are unable to pay Georgia

Took out a loan with western sky for $2500.00, and immediately they turned it over to -. Paid $290.00 over 16 months ( $4700.00 ). I realized I could no longer pay this ( behind on mortgage/utilies ) and that this extreme interest is illegal in my state ( Georgia ), requested they stop the ACH and we come to an agreement that they 've received their $2500.00 already and then some. This was either -/-/- or -/-/-. They stopped the ACH debits, but are still trying to collect $7000.00. Do they have the right to collect?