Experian Credit Reporting Complaint

Credit monitoring or identity protection problem cancelling or closing account

Experian Credit reporting department,

Credit monitoring or identity protection Problem cancelling or closing account Alabama

When requesting our annual credit reports we also will pay to receive our Credit Score at the time of the report. Experian does not properly disclose ( uses mouse print '' ) that when you pay $4.00 for the credit score you will be automatically enrolled in a credit score monitoring membership that the consumer is responsbile for calling within a 30 day window to cancel without charge ( $19.00 per person/per month ). There is no acknowledgement required on behalf of the customer that you agree to this - other than indicating you want to get your credit score. I have been charged for both myself and my husband in - and - 2015 after pulling our initial credit reports and scores in - 2015. I contacted Experian today and they canceled my membership '' and after I mentioned I would be filing a complaint with the CFPB they were able to refund one month of charges '' but that would be all. I work for a financial institution and I find it appalling that Experian is able to do this to consumers without requiring their confirmation/acknowledgement of accepting the service and the associated charges.

Experian customer in Alabama
Apr 06, 2015

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with monetary relief

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