BBVA Compass Mortgage Complaint

Other mortgage Loan servicing, payments, escrow account

BBVA Compass Mortgage department,

Other mortgage Loan servicing, payments, escrow account Florida

- Loan inception. Was assured that twice monly partial payments were permitted. - Divorce. He signed quit-claim. Bank would not remove hime from loan unless refinanced ( would not restructure ). Did not qualify for refinance. Tired several times. - was told that the only way they could restrudture was to allow loan to go into foreclosure. - Bank neglected to pay homeowners insurance from escrow. I was not notified. Bank forced surplus insurance. - to present. On and off calls to bankd re : insuance. Was told I had to wait until renewal to replace surplus with my own insurance. Meanwhile, I moved - times and did not receive any notice. Present : Multiple calls and letters to bank. Some respnse that someone would reseaach, but no followup. The latest was - - at - ; fter no word or return calls for - weeks, found that he was no longer with company. Loan was about to be foreclosed. -/-/- - - - approved foreclosure. She noted tht there were over - file notes that not her concern. Foreclosure due to non-payment for over 108 days. I HAVE NEVER MISSED A PAYMENT. She is responsible for the forecloser if not paid by -/-/-. There are no errors on the part of the bank. I have bank statements and have also provided over - years of accounting trying to track my payments. I filed an insurance/escrow research request with the bank. The loan is scheduled for foreclosure tomorrow.

BBVA Compass customer in Florida
Mar 30, 2015

* Source: CFPB Complaint Database

BBVA Compass response to complaint:
Closed with explanation

Created with Highcharts 4.2.3BBVA CompassComplaint HistoryComplaints12/20113/20124/20127/20128/20129/20121/20132/20133/20134/20135/20136/20137/20138/20139/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20158/20159/201510/201512/20152/20163/20164/20160123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3BBVA CompassLoan servicing, payments, escrow account58.6%30.3%5.1%1.0%4.0%1.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan servicing, payments, escrow account0.2%5.8%5.1%1.1%2.3%4.0%80.3%1.2%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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