Associated Credit Services, Inc. Debt Collection Complaint

Medical Disclosure verification of debt right to dispute notice not received

Associated Credit Services, Inc. Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received Maryland

Charged me for a utilities and refused to accept proof that I was not residing at property at time bill was made. No record of call to disconnect. I paid this company 's hired collection agency ( Assoiated Credit Services ) $410.00 in order to remove a debt from my credit reports related to a bill that I did not make for utilities. I have explained that I moved away from property. I left the state for a contract travel assignment for work on -/-/-. - - was notified on -/-/- but they conveniently lost the record of my call. The owner of the property will not remove it due to a unrelated dispute. The property was vacant but billing continued for - months after I vacated. I received a bill on -/-/- and promptly notified - - that there had been a mistake and requested service be disconnected. There was no previous balance due. I was told that there would be an investigation and I would receive a final bill minus the time I was away from property but I would be contacted by a supervisor if they needed my documents of proof. I never received any further correspondence.


file a dispute with the credit bureaus and explain the matter. and/or file a dispute with the credit bureau. I called ASC and explained the whole ordeal of moving and not being notified or aware of bill or collection efforts. I was told to call - - to have matter corrected and/or dispute the inaccuracy with the credit bureaus. I explained that I was willing to pay debt to expedite the removal despite not owing bill, the ASC representative agreed and said I would get a receipt in mail but they could not put in writing that they would delete. I was told by - - and Associated credit services to call the credit bureau and challenge the debt ''. I did, - reports that ASC verified the debt was valid and that no payment had been made. I have a contract for employment with a start date -/-/- in South Dakota on a remote - -. It is not possible that I made the bill for utilities. Someone was residing at the residence. I am positive I called to disconnect service.

Associated Credit Services, Inc. customer in Maryland
Mar 28, 2015

* Source: CFPB Complaint Database

Associated Credit Services, Inc. response to complaint:
Closed with non-monetary relief

Consumer disputes how Associated Credit Services, Inc. handled their complaint

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