National Arbitration Forum Debt Collection Complaint

National Arbitration Forum Debt collection department,

Payday loan Communication tactics Threatened to take legal action Tennessee

I was called by a blocked number today. The guy told me he was going to come to my work tomorrow to serve '' me. He said he just wanted to give me the heads up. Obviously, this shocked me. I asked him what charges and from whom. He said he could not tell me that, but he could give me the party 's number ( - ) and my case number. I immediately called the number he gave me. It was Dispute Resolution Services. My case manager '' ( - - ) says I owe them $2900.00 from a check into cash loan I got on -/-/-/-/-. - said that if I did not resolve this today, I would be served by the guy that originally called me, who would be accompanied by a uniformed


planning on doing this. He said between - and - tomorrow. He told me I could face up to 1 year in jail and have to pay an additional $1000.00 penalty because they are charging me with check fraud under section - of some law. I asked him if I could get a copy of the application from the original debtor and he said no, stating that the application was to be used against me in court. I told him I was going to need to call him back, because I was at work and a bit in shock from what he was saying. He said he would be able to give me until - to call him back, or he would move forward with these charges and he gave me his extension ( - ). After getting off the phone with him, I called - - - to verify this debt. They said they sold my debt to -, but - is known for allowing other debtors collect on their behalf. She said many times, these are scams and get people to pay way more than what they actually owe. I was on the phone with her for a long time while she tried to find this company and/or anything about - -. The only thing she found said that they had their license revoked a few years ago. She was very sweet and reassured me that I was not going to jail and that she would contact - to notify them of this situation. She also gave me - 's number to follow up with them myself. I called -, but they were closed and the voice recording asked me to leave my phone number and my full social security number.. umm, no thanks! I then called - - back at - - - ( at - ). - did n't answer. I left him - voice mails from - to -. NO CALL BACK!! Now, I have to go to work tomorrow in fear that a cop and some guy will show up to serve me, to publicly humiliate me and/or threaten me with more scary tactics like jail time '' and thousands of dollars in penalties ''.