Navy FCU Apr Or Interest Rate Complaints

Review and analysis of over 10 complaints against Navy FCU

Navy FCU consumers have reported over 10 official complaints related to APR or interest rate. Out of the 10 consumer complaints against Navy FCU, 30% were disputed by the consumer (i.e. the consumer was not happy with how Navy FCU responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Navy FCU resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Apr Or Interest Rate Consumer Complaints


Navy FCU Credit card apr or interest rate

November 19, 2015 - In - I opened a new credit card with Navy Federal Credit Union. The card had a promotional rate of 0 % for balance transfers for 15 months. Once I opened the account I decided to use the card for all of my purchases in addition to the $9700.00 balance I transferred in. I called customer service and inquired as to how payments were applied to balances and how interest was charged. I was told, in -, that if my purchase balance was paid in full each month by the due date, I would not incur any interest charges-regardless of the promotional balance because the promotional balance had a 0 %...

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Navy FCU Credit card apr or interest rate

October 5, 2015 - I had a credit card with Navy Federal Credit Union, -. - -, -, VA -. We tried to pay off the Credit Card, but they had increased my percent to 18 % so that my yearly interest interest -/-/- was $860.00. I had to take out another loan at 3.14 % to pay off Navy Federal as I was never going to make Navy Federal schedule. My family had medical due -/-/- which we managed to pay off but at the expense of missing a few monthly payments to Navy Fed. I asked Navy Fed. to reduce my interest, but they refused. I felt that as a - Veteran they would oblige a lower rate after I...

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Navy FCU Credit card apr or interest rate

September 30, 2015 - There is a workaround banks are using to earn finance charges. A $5.00 charge that is paid in full by the statement due date accrues no interest. A $10000.00 balance transfer at 0 % carries month to month within the promotional period accrues no interest. As independent transactions this holds true and correct. However, if during the 12 month 0 % promotional period for the same $10000.00 if the same $5.00 purchase occurs the consumer now must pay $10000.00 dollars by the statement due date or be assessed finance charges on the $5.00. GOT-YA clause essentially. They stipulate the en...

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