Review and analysis of over 56 complaints against Discover
Discover consumers have reported over 56 official complaints related to Balance transfer. Out of the 56 consumer complaints against Discover, 20% were disputed by the consumer (i.e. the consumer was not happy with how Discover responded to their complaint) and 100% were processed in a timely manner. 21% of consumer complaints against Discover resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 16% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Discover Credit card balance transfer January 10, 2017 - PLEASE SEE ATTACHED FOR ALL DETAILS ... Summary Here - - I received a call from " - - '' supposedly ( it was actually - - ) with a special offer to transfer all my credit card balances onto one new Card ( ended up being Discover ), and that the transferred amount would be interest free until paid off at $250.00 per month. The cost for this was $1900.00 and was charged to my - - card ( see attached ), and then transferred to the Discover card. They did not mention anything about a transfer fee to the new card, and I was charged an additional $420.00 for that. I was a... |
Discover Credit card balance transfer August 7, 2016 - Dear Sir or Madam, I am having a huge issue with my Discover Credit Card. I have been a member since - with outstanding credit and never missed a payment. I changed credit cards and during the transfer process Discover Card is billing me twice for the - - statement. They included the transfer balance of $1000.00 on the - - Statement and showed that I paid it on - -, - but also included it as purchases so they are billing me again for the balance of $1000.00 on the - Statement thus inflating the - Statement to a $1800.00 balance. Since I discovered the issue... |
Discover Credit card balance transfer March 30, 2016 - I did a balance transfer on my Discover card. The interest is 0 % until a certain expiration date. The expiration date of the balance transfer is not on my statement. I called and was told Discover does not put the expiration date of balance transfers on the statements because they want you to call. This is vital information that is important to know. This information should be on statements. ... |
Discover Credit card balance transfer November 14, 2015 - I received a letter from the - , - - - located in - - in late -/-/- stating that I owed Discover credit card company $5000.00 due to a transfer balance occurred on -/-/-. I never owned a Discover credit card and did not do the balance transfer as they claimed. I have called - Credit Card Company many times and they have told me that the transfer transaction never occurred on their records as well. File - - and - - are evidence that such a transaction never happened. I have tried to solve this false accusation with Discover Credit Card Company - t... |
Discover Credit card balance transfer July 10, 2015 - I was offered a promotional balance transfer rate of 0 % APR for - months from Discover Card. I accepted the offer over the phone and transferred the amount of $2800.00 to my Discover Card. At no point was it clearly communicated that all other future transactions would be charged interest from the moment of the transaction until the monthly payment was made. I believe it was Discover 's intent to deceive me. When I called to ask them to fix what I believed to be a mistake they claimed that the terms of the balance transfer I had agreed to could not be changed and they would continue to c... |
Discover Credit card balance transfer July 10, 2015 - In -, 2015 I received a pre-qualification letter for the Discover It card, advertising a 0 % APR for purchases and a 0 % APR for balance transfers for - months. I only had one existing credit card, a - Rewards card, with a balance of around $7500.00 at a 9.99 % APR. Even though 9.99 % is a fairly good rate, I figured I would apply for the Discover It card and take advantage of the 0 % balance transfer for - months. I applied online and was initially denied. I then called Discover to ask why I was denied and, after a conversation with a supervisor, they changed their decision and ... |
Discover Credit card balance transfer April 23, 2015 - My understanding of the current laws with regards to applying payments to credit cards is as follows - Any payment amount left over after the minimum payment is applied must go toward the highest interest rate.The minimum payment itself typically goes to the balance with the lowest interest rate. Any excess of the minimum payment is applied to the highest interest rate. There is - exception to the CARD Act 's excess payment rule : If you buy something under a delayed interest plan - such as no interest if paid in full in six months '' offer - then you can choose to apply your excess paym... |