Bank of America Incorrect Information On Credit Report Complaints

Review and analysis of over 34 complaints against Bank of America

Bank of America consumers have reported over 34 official complaints related to Incorrect information on credit report. Out of the 34 consumer complaints against Bank of America, 26% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 94% were processed in a timely manner. 6% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 18% resulted in non-monetary compensation.

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New Incorrect Information On Credit Report Consumer Complaints


Bank of America Credit reporting incorrect information on credit report account status

March 22, 2017 - original case # - was resolved except for the credit reporting. because I was considered for the trial payment plan, bofa considered this to be a credit problem and entered a seriously delinquent report to the bureaus. I have never been late and always paid on time I need this rectified. it is damaging my ability to borrow money or get a loan. thank you PS thank you for assisting me in getting the modification approved through Bank of America. That was n't going to happen either without your help....

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Bank of America Credit reporting incorrect information on credit report account terms

February 15, 2017 - I called Bank of America because I was interested in a balance transfer offer they had. The problem was, I needed my credit line increased by $3500.00. When I was connected to the rep, I explained to her what I was interested in and what I needed to make it happen. I then told her that if getting my credit line increased involved a hard inquiry, then I would not be interested. She just went along and asked to update my financial information. I then reiterated that she better not run my credit. She explained that she was not a credit analyst and she had no access to my credit. I said O.K, but...

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Bank of America Credit reporting incorrect information on credit report account status

February 13, 2017 - In - - we approached our mortgage lender Bank of America ( BOA ). We wanted to refinance our home that we have lived in since -. At the time we approached BOA we were not in foreclose, we were current on all of our loan payments and we were not in distress. BOA turned us down for a conventional refinanced mortgage loan but offered us what they explained was a NEW program for customers that were current with their mortgage but wanted to reduce their payments. We were excited about the new program unknowing that it would hurt our credit and put our home into a foreclosure situation. Our...

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Bank of America Credit reporting incorrect information on credit report account status

January 27, 2017 - BOA are the frauds, theives. I have no idea why they placed a negative report on -. If there was any suspected fraudulent activity whywas n't I notified?? Especially when they reported me - - & I had the acct till - -. They are the frauds. For several years they changed the order of my debits, POS transactions, etc. At least every month my acct would be in the negative. Sometimes as much as $400.00. I always kept very good banking records. Everyday I would deduct all my transactions exactly in the order they were done. When reviewing my negative balance and banking transaction...

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Bank of America Credit reporting incorrect information on credit report information is not mine

January 25, 2017 - I tried opening an account with - - an was denied because of something on my credit report. I checked - -, - -, & -. An did n't see anything on there. I would like to know what the issue is an if it can be removed. Thank you an have a great day....

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Bank of America Credit reporting incorrect information on credit report account status

January 24, 2017 - I closed all my accounts and credit cards with Bank of America and they send me a letter that " They closed my accounts because of insufficient founds ''...

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Bank of America Credit reporting incorrect information on credit report account status

January 17, 2017 - Bank of America did not adjust my automatic payment or inform me to adjust my automatic payment when my balance increased. Then they collected fees and reported me as being late to the credit bureau for two months....

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Bank of America Credit reporting incorrect information on credit report account status

January 6, 2017 - I made a transaction with auto transportation company and they charged my ( credit account ) $140.00 on - /2016. I made payment of ( $720.00 ) on -/-/-/2016 to my credit including the aforementioned amount. On -/-/2016 my credit account balance was ( ZERO ). Later I cancelled my order with the transportation company and asked them to refund me my money to the credit account, and they did so. I contacted credit company and asked them to transfer the ( refunded $140.00 ) to my checking account because this amount is ( MINE ), and they did so on -/-/2016. To this point...

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Bank of America Credit reporting incorrect information on credit report account status

September 6, 2015 - I have written to Bank of America multiple times, including to the office of the CEO, to request a goodwill deletion of some prior late payments and they have denied my requests multiple times, including a review and denial from an account representative from the office of the CEO. I am aware that they have no obligation to remove late payments simply because I requested them to, but to deny my request on the basis of reporting information correctly while continuously reporting incorrect information is both hypocritical and angering. I have disputed this false reporting with -, -, and -...

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