TransUnion Intermediate Holdings, Inc. Credit Reporting Complaint

Incorrect information on credit report reinserted previously deleted info

TransUnion Intermediate Holdings, Inc. Credit reporting department,

Incorrect information on credit report Reinserted previously deleted info Wisconsin

A severe violation of the FDCRA law has occurred, particularly FCRA 611 Procedure in case of disputed accuracy ( 15U.s.C. 1681i ) Requirements relating to reinsertion of previously deleted material. Because I have been a victim of fraud, I have credit monitoring services for Transunion, - and - to keep me abreast of any changes to my reports. On -/-/2017 I received notices that from - and Transunion both that they had deleted an collection account from my report, -, I went to verify and sure enough it was deleted. However, when I went back to check it was reinserted on -/-/2017. The law states that a consumer reporting agency shall provide to a consumer in writing no later than 5 days after the reinsertion date. To date, I have received no such notice. This is a complete violation as I have not been notified and when I called the Special Handling Department and spoke with a US Agent, they said that it was nothing they could do unless I disputed it. However according to the law they FCRA 611 ( 15 U.S.C. 1681I ) PROCEDURE IN CASE OF DISPUTED ACCURACY THAT IS NOT TRUE. I am desperately seeking your help to get the - account removed from my Transunion credit report because they violated the law and re-inserted it.

TransUnion Intermediate Holdings, Inc. customer in Wisconsin
Mar 02, 2017

* Source: CFPB Complaint Database

TransUnion Intermediate Holdings, Inc. response to complaint:
Closed with explanation

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