Barclays PLC Credit Card Complaint

Forbearance / Workout plans

Barclays PLC Credit card department,

Forbearance / Workout plans Ohio

I fell behind on my payments to my Barclaycard credit card by over six months. I contacted Barclaycard to see if I could work out a payment plan on the account before it was forwarded to a collection agency. The account services agent that I spoke with said that I could set up a payment plan beginning with - 'good faith ' payments of $19.00 a month for three months. At that point they said that I could increase the minimum payment and my credit card would be reactivated and carry a current balance instead of a past-due balance. This was on - -, 2016. Within a few weeks I was contacted by a collection agency that informed me that Barclaycard sold my account to them to pursue collections. Since - -, Barclaycard has continued to charge my bank account $ - monthly. I contacted Barclaycard three times and was told on each occasion that someone was working on my account and would get back to me. The collection agency that contacted me told me that there was nothing that could be done since the account had been sold off to them. The representatives from Barclaycard informed me that a mistake had been made and that my account should not have been sold off to the collection agency but they have not taken steps to rectify the situation. My bank account is still being charged and it seems to me that Barclaycard illegally sold my account in violation of an agreement that I entered into contract with them on.

Barclays PLC customer in Ohio
Feb 01, 2017

* Source: CFPB Complaint Database

Barclays PLC response to complaint:
Closed with explanation

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