TransUnion Intermediate Holdings, Inc. Credit Reporting Complaint

TransUnion Intermediate Holdings, Inc. Credit reporting department,

Incorrect information on credit report Account terms Michigan

I was turned down to co-sign on an auto loan for my son because of false and inaccurate information that TransUnion put on my credit report. The turn down letter indicated that I was turned down for limited credit experience. TransUnion said time since last account opened is too short, length of time accounts have been established, and I had too many inquires. I have attached the turn down letter as well as my TransUnion credit report from -/-/-. As you can see from the credit report I have a credit history that goes back to -/-/-, it details - accounts that consist of mortgages, car loans, and revolving credit accounts. NOT ONE PAYMENT on that report has even been LATE!! I have - account opened in -/-/-, - were opened between -/-/- - -/-/-, and - are from -/-/- to present. Regarding inquiries - I had - in -/-/- and - back in -/-/- that related to the purchase of my most recent home. So, does their statement to - saying that the length of time that my accounts have been established affects my credit score of -, and my - inquires in the last two years are too


them kept saying well ma'am you do n't understand, it was based on the model that they chose. Regarding the length of time my accounts have been established is too short - my credit report goes back 22 years, how much more time do I need to not be considered TOO SHORT!!!!!!!!!!!! I can only imagine how many other people have this happen to them. This is totally unfair and inaccurate reporting according to the Fair Credit Reporting Act. This whole way of reporting looks like it need to be totally reworked so that the statements that the credit reporting agencies make on their reports to potential creditors is true and accurate based on the information contained in the report, no some computer " model '' that some - wrote. Just a little personal information about myself, I am - years old, have been on my job for 33 years, and actually opened my first credit account back in -/-/-.