Credit card False statements or representation attempted to collect wrong amount
Smith Debnam Narron Drake Saintsing & Myers LLP Debt collection department,
Credit card False statements or representation Attempted to collect wrong amount South Carolina
On Friday - -, I called Smith Debnam Attorneys at Law ( hereby referred to as " Agency '' ) and contacted - - ( hereby referred to as " Agent '' ) at extension -. Per the letter sent by the Agency dated - -, 2016, where they state the amount owed on - ( hereby referred to as " Creditor '' ) Account ending in - to be $2600.00 and in which the Agency states " Our client has authorized us to initiate a judicial proceeding against you. In an effort to avoid costs associated with litigation, our client has authorized us to give you an opportunity to settle this account without having to go to court '' if there was no response within 20 days of receiving the letter. I made this call to get more information about the alleged debt. During my call with - - I specifically asked what the original amount and date of the debt which was discharged from the creditor to their office, in which she stated the amount to be $2600.00 and that
On - - I spoke with an account representative of the creditor, - and revewing all correspondence regarding this account I confirmed that the amount the creditor released was $2500.00 based on a letter I received from the creditor which is dated - -, 2016, and not the $2600.00 - - " Confirmed ''. Therefore, the debt collection agent, and hence the agency have lied about the amount of the debt in what I believe to be an attempt to claim more than the original debt. There is no statement or evidence on any of the correspondence sent by the Agency or agent stating the reason for which the debt they claim is higher than that dischardged by the creditor. I am requesting the agency to send proof of the debt. Until I receive the letter of proof I ask that this matter be reviewed. Thank you for your time.
Smith Debnam Narron Drake Saintsing & Myers LLP customer in South Carolina
Dec 28, 2016
* Source: CFPB Complaint Database
Smith Debnam Narron Drake Saintsing & Myers LLP response to complaint:
Closed with explanation
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