Bank of America Credit card department,
I received notification from Bank of America ( via their - app ) that I was pre-approved for a secured credit card. I submitted my application, online, and was notified immediately that it was under review. I received - letters dated - -. 2016. The first advised that my application will be approved once the collateral ( $99.00 ) has been verified by my bank ( also Bank of America ) and it states the card would be sent within -- business days. The second letter stated that I need to contact Bank of America to provide the requested collateral within 60 days. I called today - - ( on my vacation day from work ) and was advised that my application had been closed, and the rep - '' advised she could re-open it with my collateral today. She then advised after attempting to re-open my my application I was denied based on my credit report. I advised that my letter said I was approved pending my collateral and explained that I had not received a letter that my application was closed no that I was denied due to my credit report. I told her I do n't understand how that could be considering I just received an approval letter and no denial letter.
Bank of America customer in Michigan
Dec 23, 2016
* Source: CFPB Complaint Database
Bank of America response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.bankofamerica.com/ |
Phone | (704) 386-5681 |
Address | 100 N Tryon St Ste 220 Charlotte NC 28202 |
Bank of America | |
Bank of America |
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