Bank of America Credit Card Complaint

Billing disputes

Bank of America Credit card department,

Billing disputes Michigan

ON -/-/2016 AT - I BROUGHT THIS TO THE ATTENTION OF BOA MARYLAND 'S - -. HER AND HER BOSS STATED THAT THE ERRONEOUS LATE FEES AND PAST DUE LABEL/HOLD WOULD BE REMOVED, AS I HAVE BEEN MAKING MY PAYMENT BEFORE THE DUE DATE. - - : THE PROBLEM IS THAT THE BOA SYSTEM OR SOME EVIL, IDLE - AT BOA HAS THE PAYMENT I MADE ON -/-/2016 COUNTING AS IF IT POSTED ON -/-/2016! - - - : I do see where a late fee adjustment of - and minimum interest charge adjustment of - were credited to the statement balance on -/-/2016. - - : I ALLOWED 48 HOURS FOR - CHANGE TO TAKE EFFECT, BUT THE PAST DUE LABEL HAS NOT BE RECTIFIED!


- - - : Upon reviewing your account, I see we issued a refund request have you received your refund? - - : HER SUPERVISORS - - AND - - ADVISED HER OF THE BOA ERROR AND THEY SAID IT WOULD BE CREDITED!!!!!! - - - : - -, upon review, I identified the issue. On -/-/2016, a payment of - post that was applied to your -/-/2016 due date. On -/-/2016, a payment of - was applied to the same billing of -/-/2016 because your account cycles on - of every month. I completely understand your intent were to apply -/-/2016 - payment to the -/-/2016 due date. I can easily correct this by issuing you the refund of - that you made on -/-/2016. At you will, you can easily resubmit that payment. Keep in mind : Refunds can take up to 5-7 business days. - - : On -/-/2016 AT - EST, I spoke with BOA - , WV - - . He stated, on the purported record call, that " all fees would be removed and that the payment which posted on the - will be counted for the -, and the " past due '' label will be removed as there is no such thing as paying too early and it is evident that you have been paying at least 1 % of your current total balance due every month, and that the rectification would take 48 hours to be completed. '' Well it is twelve ( 12 ) days later, -/-/2016, and the same " past due '' label and inaccurate amount due claim is still erroneously on my account. As such this will be presented to the Attorney General, -, Consumer Financial Protection Bureau, because Bank of America is no different than - -. You all are only trying to get rich any way you can ... past due label still appears when I login in ... I can not make my next payment before - until this accounting error is removed and rectified first, because it will make everything going forward confusing and that 's what they want confusion.

Bank of America customer in Michigan
Nov 26, 2016

* Source: CFPB Complaint Database

Bank of America response to complaint:
Closed with monetary relief

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Contact Bank of America

https://www.bankofamerica.com/
(704) 386-5681
100 N Tryon St Ste 220
Charlotte NC 28202
Bank of America
Bank of America

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