Bank of America Mortgage Complaint

Bank of America Mortgage department,

Conventional fixed mortgage Settlement process and costs California

I am a homeowner, and also in Pro Per against - - -, servicer, and Bank of America, beneficiary. I have a straight forward case : approved and a written Trial Plan Agreement was memorialized. When it was memorialized it was sent to their Quality Control Department which sent the documents back to the Loan Mitigation representative to change the payment dates and then mail the documents to me, the homeowner ; he happened to quit that day and the Bank never followed up on the file. I, the owner, followed up by making over 41 calls ; the bank representatives that I talked to on the phone continuously told me my loan was in the Quality Control for review. When I called -/-/- ; someone found my file in " - '' - - Report ; at that time the Bank proceeded to foreclose on my home -/-/-. ( The Bank eventually rescinded the title ( -/-/- ) back into my name, but never modified the loan. I have continuously lived on my property since -/-/-. $50000.00 later I find myself in Pro Per, because I can not afford anymore legal fees, I represented myself during the three day


asked for the continuance. During discovery I discovered my application was fraudulent as well. There are so many issues regarding my entire case that there needs to be a higher power to look into my case and help me. I filed my complaint with the Independent Foreclosure Audit team and received $6000.00 ; so there must be some validity to my case. Presently I filed my Objection to the Statement of Decision and Proposed Judgement ; I do not want to lose an opportunity to plead to someone who understands the issues. In the meantime, during Litigation, my loan is sold to - - that does not have a reputation of helping homeowners to obtain a loan modification ; their reputation is in selling the homeowner 's home. I want to stay in my home ; I have paid my mortgage payment on time for 22 years, and the year I have a hardship and approved for a loan modification-the Bank failed in their Fiduciary responsibilities. Can you help me in some way