FC HoldCo LLC Consumer Loan Complaint

FC HoldCo LLC Consumer Loan department,

Vehicle loan Managing the loan or lease Georgia

My car loan company is automatically ai n't a late fee to my monthly payment saying is just in case i do n't pay on time. However, the amount with the fee shows the amount of my monthly payment. When i asked them if the extra charge goes to my principle when i pay on time, nobody claims to know. So, every month, they ate putting the $50.00 wherever they choose which is not fair based on the fact that I am paying on time. Additionally, I have paid my car note late and there was an additional charge so it 's $50.00 is the late fee where is there an extra charge over and above the $50.00 if I pay it late? And when I pay it on time based on the statement I should only be paying $460.00.