First National Bank of Omaha Credit Card Complaint

First National Bank of Omaha Credit card department,

South Carolina

First National Bank of Omaha has broken 2 Federal Laws, the Fair Credit Reporting Act Section 623 ( a ) ( 3 ) and the Fair Debt Collections Practices Act Section 807 ( 8 ) in which it is stated that if a consumer disputes the information on their report the defendant is required to : a ) Provide documentation of the debt bearing the consumer 's signature b ) Mark the consumer 's credit report as disputed within 30 days. Neither of these things were done. The initial dispute was sent via certified mail and signed for on -/-/2016. I have included evidence attached showing that within 30 days, which would have been -/-/2016, none of the - credit agencies had marked my credit reports as disputed and there was never any validation of the debt bearing my signature.


charged off anyway. He misstated the laws and would not hear my side of the story, so this is my last recourse to get the information removed from my credit report. I am including as attachments 1. Original dispute to the First National Bank of Omaha 2. Evidence of date it was signed for on -/-/2016 3. Subsequent letters to the First National Bank of Omaha 4. Evidence of dates they were signed for -/-/2016 5. Screenshot showing the information was not marked disputed by -/-/2016 - was not even marked disputed by -/-/2016 when credit report was run