Equifax Credit Reporting Complaint

Equifax Credit reporting department,

Incorrect information on credit report Information is not mine New Hampshire

- I am unaware of any valid contract with this company for which they report that I owe $660.00 due to the account being seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department. I disputed the above accounts directly with - and have been attempting to resolve these issues directly with the above named collection agency since -/-/2016. As of the writing of this letter, they have been unable to provide any validate proof of a contract. They failed to mark my reports within the required time frame. I have retained copies of my ongoing correspondence with them and, if necessary, I can provide copies of the above as necessary to get this resolved as soon as possible. I only became aware of this account when I got rejected for credit last spring. This account is well over any statute of limitations in NH and has never been validated, either by the original creditor nor by -. It is due to fall off my report shortly, however, it is holding up current credit needs.


appropriate validation has never been provided, they have closed their investigation. I formally request that this information be immediately deleted from the credit file maintained in my name by both Equifax and Experian so that my credit portfolio supports my current financial goal. If it were even validated, it is a zombie debt and uncollectible. If need be, I am prepared to file suit and have all the documentation to be successful.