Duvera Billing Services, LLC Payday Loan Complaint

Duvera Billing Services, LLC Payday loan department,

Payday loan Charged fees or interest I didn't expect Charged fees or interest I didn't expect Arizona

I 've just had to get my car repaired on credit. I went to - of - - - - - ' in - - AZ . They use 'EasyPay ' finance company for financing of customers needing credit. 'EasyPay Finance ' ONLY does 'applications ' by CELL PHONE. This is highly irregular as cell phones have very minute screens in which to view the numerous needed documents. This makes it almost IMPOSSIBLE to see what you are signing. I am also well aware, or thought I was, of the Federal CAP on loan interest rates of 20 %. So when I finally received printed copies of the documents that I could actually READ I noticed that there is an APR of 188.99 %? I initially thought this to be a typo since this is E-CESSIVE? This makes the FINANCE CHARGE $1000.00 for a charge of only $810.00. This entire matter must surely be FRAUDULENT? How can anyone legally charge a larger finance charge than the amount of credit needed? My Application Id is : - I look forward to any correspondence from anyone regarding this matter.