Select Portfolio Servicing, Inc Mortgage Complaint

Select Portfolio Servicing, Inc Mortgage department,

Home equity loan or line of credit Settlement process and costs California

- - - - provide order that bears - name. - - - - attach the schedule stating this debt is secured or unsecured? - - - - is a third party collection company whom appears to have paid a debt during a open bankruptcy that was not owed in attempt to collect from me. - - - did not communicate with the attorney of record. - stated : Please allow this letter to serve as - - - - - 's ( " - '' ) response to the complaint submitted to your office by - - - ( the " Complaint '' ). - is committed to customer service and we hope that this response addresses the concerns raised in the Complaint.


First, - is unclear as to which documents - - is referring. - 's records indicate that - - received a discharge of her personal obligation to repay the debt through her Chapter - bankruptcy proceedings. Prior to that date, - 's records indicate that the account was due for the installment payment for the month of - -. Due to the bankruptcy discharge, no payments on the underlying debt have been made since - and - 's transaction history indicates as much. A copy of the transaction history was provided to - - upon her request. This document shows a " due date '' in - and a " trans date '' [ transfer date ] in -, which is the year that - obtained the right to collect payments on the account. - hopes that this explanation helps to clarify some of the confusion concerning non-corresponding dates. Otherwise, - denies that its transaction history or other documentation demonstrate that the debt has been paid in full or paid at all since -. Finally, - - states that - has not demonstrated how a lien remains on her property. On this point, - believes that - - should seek the counsel of her bankruptcy attorney. It appears as if - - file a motion to avoid the subject lien within her bankruptcy proceedings, and that this motion was denied with prejudice. Otherwise, - is unable to advise as to the legal reasons underlying the denial of this motion. - hopes that this response was helpful. If - - has any further questions or desires any clarification concerning this response, she should not hesitate to contact -.