JPMorgan Chase & Co. Credit Card Complaint

Credit determination

JPMorgan Chase & Co. Credit card department,

Credit determination California

As a longtime Chase credit card customer ( over a decade, all balances paid in advance of bill with a credit score of - ), I recently applied for a Chase-sponsored - - card and was denied even though I currently only have - other Chase card. The reason I was given - " Too many credit cards opened in the last 2 years '' - evidently reflects Chase 's newly enacted " -/-/- '' policy of which applying consumers are not informed before the application/inquiry process. These are unfair and deceptive advertising practices. The policy unjustly limits the consumer freedom of those responsible individuals who open multiple credit cards per year for perfectly legitimate reasons. Should responsible consumers be punished for not buying into corporate debt and credit slavery?

JPMorgan Chase & Co. customer in California
Jul 26, 2016

* Source: CFPB Complaint Database

JPMorgan Chase & Co. response to complaint:
Closed with explanation

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