I.C. System, Inc. Debt Collection Complaint

I.C. System, Inc. Debt collection department,

I do not know Disclosure verification of debt Right to dispute notice not received Georgia

I. C. Systems , Inc. has place a derogatory report on my credit files without proper communication or documented proof of their claim prior to their actions as stated by law. I am currently seeking legal counsel to prove their actions are unwarranted. Specifically, I. C. Systems , Inc. is claiming a debt of $340.00 to which I am pursuing information to determine the basis for their actions. A call to I. C. Systems, Inc. office number as listed on the internet received no answer. After reviewing my credit report I see I. C. Systems, Inc. is listed as a collection account opened on -/-/2016 and closed with a balance due of $340.00 with - - which I have not had service with in over 7 years and I do not have any agreement or contract in writing or otherwise with I.C. Systems, Inc. for this account which is listed as past due as of - 2016. A collection agency obviously can not extend credit to a consumer. Furthermore, the State of Georgia debt collection laws states that the statute of limitation on debt is 4 to 6 years depending on the type of debt ( Ga. Code - ) from the date the last payment made. I have been informed that legally, creditors must inform consumers that they are pursuing collection of " legal debt '' and provide amounts and dates to prove their claim. I. C. Systems , Inc. have not had any communication with me prior to placing this debt on the - credit reporting bureaus.