Synchrony Financial Debt Collection Complaint

Synchrony Financial Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received Louisiana

- - - - - - -, LA - SSN : - - -, 2016 Ref # : - To Whom It May Concern : - I would like to dispute the following item on my credit reports : -, - and - - - - - Partial account number : -. Opened -, my credit report shows a late payment in the amount of $92.00. As of now CHARGE OFF -/-/2016 However, I have enclosed copies of my cashier check purchased on -/-/2016 and forward via USPS overnight as payment on - - 2016. Payment was made in full amount of $93.00 when the balance was $91.00 at that time.


forward ( PD ) to Lowes of $600.00 as payment as Lowes requested. There was not notice by either party at that time the account was sold or transferred. - placed additional charges on the Lowes Balance placing demands after payment was made and forward to LOWES. I contacted - and made inquiries / concerns there was no notices or request for payment stating the matter had been sold or transferred to them was forward to me at - - - -, LA -. I was told that they do n't send them out. Then I was transferred to a - manager who attempted to clean that statement up. After that conversation and it being placed on my credit reports notices was forward via the mail to my address. I dispute the most recent change to Charge Off being report by -. It 's a paid matter in Full as of - -, 2016 payment was made overnight and received checking the tracking number given by the Post Office. Also the Credit Union states the Cashier Check shows payment / cashing by - 1. Lowes : Charge Off : # - ( Reporting ) Not PAID 2. - : Charge Off / Dispute payment was made prior to reporting being made to the - Bureaus : -, - and - under # - Please correct and I am requesting updating this as soon as possible as it 's incorrect reporting via the Bureaus. Thank you, - - -