Amex Credit Card Complaint

Amex Credit card department,

Late fee Colorado

My payment due date fell on Sunday, - -. As you know, - - is a holiday. My full payment of $34.00 was received - - and I was charged a $27.00 late fee. I told the rep that I believed the Credit Card Act required that American Express accept my payment without a late fee within one business day of the due date. The rep told me that there is no such act. I sent them this " The Credit Card Accountability Responsibility and Disclosure Act of 2009 or Credit CARD Act of 2009 is a federal statute passed by the United States Congress and signed by President Barack Obama on - -, 2009. The Credit CARD Act details when credit card issuers have to accept payments. If your due date falls on a holiday or weekend, your credit card issuer has to accept the payment without charging you any penalty as long as the payment is received the following business day by - ''