Union Bank Bank Account Or Service Complaint

Checking account Account opening, closing, or management

Union Bank Bank account or service department,

Checking account Account opening, closing, or management California

ADDITIONAL INFORMATION RE : CFPB COMPLAINT # - Dear Consumer Financial Protection Bureau, Yesterday, -/-/-, I submitted a complaint regarding Union Bank. I wanted to add for your records that I have had - major problems with this bank : 1 ) - - - an unscrupulous debt collector, - -, an attorney in -, -, called me repeatedly at work over a very old credit card debt. In order to stop this harassment at my workplace, I very unwisely agreed to have $ -/month payments taken out of my checking account. The original credit card debt was about $500.00. Sure enough, - office took withdrawals of $500.00 here, $300.00 there, another $500.00 there, etc. My bank account, much to my dismay, was completely cleaned out by -/-/-. At least - or - checks bounced. My brother-in-law and I then met with a Union Bank officer, - -, in the -, - office in - -. I filed a claim with the bank, and said I had only agreed to $100.00 per month deductions to -. The Risk Management/Loss Prevention department at Union Bank headquarters in -, - denied my claim, however, as they said I had an oral agreement


It was an extremely painful lesson. I did file an online complaint with the Attorney General of the State of -, but I never heard anything back. 2 ) - - - - - - I received a new chip and pin debit card from Union Bank -/-/-. The card did not work, however. My purchases were denied, and my automatic payments to - - on -/-/- and -/-/- were also denied, which caused my auto insurance to be canceled twice. ( I pay the insurance on my car, and also on my mom 's car. ) I was then sent a second chip and pin card ... that card did not work either. I actually went five weeks without any kind of a working bank debit card. Finally, the president of Union Bank, in the -, - office, helped me resolve the problem. He had heard about my continued bank card problems through the Union Bank customer service center and/or the Consumer Financial Protection Bureau ; the bank president then had a new chip and pin card sent to me via overnight mail in - -. I did appreciate his assistance, as well as the CFPB 's assistance, with the matter, and decided not to change banks. - ) - - - I discovered that excessive checking account fees had been charged. I was never notified in advance of a $30.00 per month bank charge for " having a low checking account balance. '' Please see CFPB complaint # -. The third time is not really the charm with Union Bank ; however, before I switch banks, I would like to hear Union Bank 's response.

Union Bank customer in California
Jul 07, 2016

* Source: CFPB Complaint Database

Union Bank response to complaint:
Closed with explanation

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