Wells Fargo & Company Consumer Loan department,
Vehicle loan Problems when you are unable to pay South Carolina
In -/-/-, I received a letter from WELLS FARGO AUTO FINANCE stating they had created a new account number for my auto loan. The vehicle was repossessed in - and subsequently the loan was charged off. I lost my income in - - due to - and no longer able to work at - -. They then began reporting BOTH accounts to the credit bureaus showing a balance of $10000.00. In -, I disputed with the - and the original account balance was changed to $0.00. However, the duplicate account continues to report falsely. This loan was charged-off after the vehicle was repossessed in -.They are reporting inaccurate, false data solely to harm my credit.
advising me of a " new '' account number ; for a second account I never authorized or opened. Now that have increased the BALANCE reporting to bureaus to $11000.00 despite showing it as CHARGED-OFF. They also report it as OPEN. I do not, and never did have - auto loans with Wells Fargo. This is 100 % FRAUDULENT reporting! All three major CBRs have documented DISPUTE, but continue to enjoin Wells Fargo in perpetuating this violation of the FDCPA, FCRA, TILA, and Section 166 of U.S. Treasury code 26 CFR 166 ( et al ). I am not, nor have I been receiving any statements, as required by law, when interest is being accrued to a loan. This is a violation of Truth in Lending Act. WELLS FARGO has wantonly and willfully violated my civil rights, caused me great harm financially, and caused me extensive pain and mental anguish because of their violations and because of their defiance to correct the problems when I disputed them through proper channels.
Wells Fargo & Company customer in South Carolina
Jun 25, 2016
* Source: CFPB Complaint Database
Wells Fargo & Company response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintLoading similar complaints
{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}} {{x.COMPLAINT_WHAT_HAPPENED | preview}}... |