Synchrony Financial Debt Collection Complaint

Credit card Cont'd attempts collect debt not owed debt was paid

Synchrony Financial Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt was paid Louisiana

This card was created and charged at a dental office. I was quoted a price of - dollars for services and told that they had a credit card I could apply for there. - is the place. anyway while i was under - they had me sign some papers. when I received the first bill it said - or somewhere around there.I called the dental office and spoke to a worker in bills and payment and she said well, they said i had more - that were distressed and it cost more, but yet they didnt tell me that up front. then also Im on medicaid and i found out they also charged them for some things they had charged the credit card. I was angry and refused to pay the credit card for awhile but then i didnt want my credit to be ruined so i agreed to large payments each month till i paid off the principle because i didnt know what else to do. but now they want the interest for the year i refused to pay and i dont feel i should have to pay that. because i was lied to, to begin with. that was in 2014 and they have turned it over to a collection agency and they keep posting it and its dropping my fico and credit score. I pay my bills, and im - on time, I hate this situation but I refuse to pay for something i never agreed to from the beginning, even though I did pay the principle in which i think that was theft to begin with. please help if you can.. thank you

Synchrony Financial customer in Louisiana
Jun 13, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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