Financial Credit Network Inc Debt Collection Complaint

Other (i.e. phone, health club, etc.) Communication tactics threatened to take legal action

Financial Credit Network Inc Debt collection department,

Other (i.e. phone, health club, etc.) Communication tactics Threatened to take legal action California

Seven months after moving out of my previous home, - - - - - sent a bill for $370.00 to a collections agency. No attempt had been made to inform me of the debt in the intervening 7 months. - - - had my home phone number, work number, bank account information ( with permission to withdraw ), new address, and e-mail address. Yet they sent the account to collections without ever informing me that there was a balance due. The collections agency threatened to take further legal action, including negative credit scores and lawsuits, if I did not pay immediately. The collections agency had no information about the debt. - & - had no information or explanation of the debt, other than " you owe this. '' No one could explain why no previous effort had been made to collect the debt.

Financial Credit Network Inc customer in California
May 24, 2016

* Source: CFPB Complaint Database

Financial Credit Network Inc response to complaint:
Closed with explanation

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