Citibank Credit Card Complaint

Citibank Credit card department,

Credit determination Nevada

- -, - - - Macy 's Executive Office Re : Consumer Financial Protection Bureau Case # - Express accounts ending in - and - Dear - - : In response to your most recent communication, I respectfully submit that from my perspective, there are a number of errors and misrepresentations contained in the information you provided. The Macy 's store account ending in - that you indicated was opened as a joint account by - and - - is an error. I did not know - - in -. I was a junior in high school in -. - - and I were not married until -. From - - - was married to - -, his second wife, and in - - have still been married to his first wife, now known as - -. The Macy 's account - was not opened as a joint account by myself and - - in -. If he added me to the account he did so without my knowledge. I was not aware of that situation. That account was not opened as a joint account with me. Maybe with - of his other wives, but not with me.


credit card account using my name in -, 7 years after we were divorced and without my consent or knowledge. How can you do this to me? And how can you add my name without my consent or knowledge, and then assert that I can not take my name off these accounts? If he had n't died, would you have continued to allow him to run up debt in my name without my consent or knowledge. I 've been remarried for many years, and owe - - and his estate nothing. I did not sign up for the account in -, since I was remarried for a number of years, and had no contact with - -. I am and was unaware of his financial dealings with you. Nor did I sign up for an account with him in -, when I was in high school and did n't know - - existed. I moved to - in - and was remarried in - in -. My current husband and I purchased a home in - in -. The credit report in - did not show these " joint '' accounts. We sold that home and purchased a new home in - just outside -. At that time a credit report run by the lending institution showed a number of " joint '' accounts listing my name along with - -. My husband and I considered that fraud. We contacted all lenders who had listed me on - finances, including Macy 's. I called and spoke to a Macy 's representative. I told the Macy 's representive that the accounts listed should be in - name only as we had divorced in -. I was told that the accounts would be closed and once closed the undersigned would not be held liable for them. I have made no purchases on any of the " joint '' Macy 's accounts. As I said previously the one listed as " joint '' from - is in error. I have also reported to the Consumer Financial Protection Bureau, Federal Trade Commission, and the - County Sheriff 's Department, the fact that Macy 's allowed - - to illegally open a joint account in - using my name. As indicated in your letter you had been sending all bills to the - address, which was - office address. I moved to - in -. Macy 's corporation allows an individual to open a " joint '' account without the signed permission of the second party and then tries to hold the second party liable for purchases made by the first party? I did not sign up for the joint accounts, was divorced from - - in - in -, remarried in -. I have resided in - since -. I have