Citibank Credit Determination Complaints

Review and analysis of over 486 complaints against Citibank

Citibank consumers have reported over 486 official complaints related to Credit determination. Out of the 486 consumer complaints against Citibank, 22% were disputed by the consumer (i.e. the consumer was not happy with how Citibank responded to their complaint) and 99% were processed in a timely manner. 4% of consumer complaints against Citibank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 16% resulted in non-monetary compensation.

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New Credit Determination Consumer Complaints


Citibank Credit card credit determination

April 13, 2017 - My Best Buy Credit Card, was transferred over from - to Citicard in -/-/-. I have contacted Citibank in 3 different occasions, in -/-/-, -/-/- and -/-/-. I paid the annual dues for the account and my account was confirmed to have a - balance on a recorded line. I just had another call today -/-/- at - were they reconfirmed my account has a - balance. However my credit report shows a delinquent account from Citibank Best buy account, they have told me that this would be removed since -/-/- and it has n't, they do not want to provide me with written proo...

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Citibank Credit card credit determination

March 30, 2017 - I contacted Sears after reviewing my account online. On my account summary it showed - separate accounts. After seeing this I contacted Sears customer services I had to repeat myself over and over again asking why I have - different accounts. I informed the customer service representative that the only card is the account ending in - with an expiration date -/-/-. The customer services representative immediately said " Oh would like a new card ''. I continued asking her why I have - different accounts. Finally she gave me the explanation that it was my old account. I still do ...

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Citibank Credit card credit determination

March 21, 2017 - I have a credit Card from Citi Bank. I accidently failed to make one payment of - dollars. The next day they started calling me all day long. They made threats and harassed me all day. I asked them to stop and they reminded me about accounts from thirty and twenty years ago. There was - account from twenty years ago, this account was discharged in a bankruptcy twenty years ago. They still wanted me to pay on a discharged account. When I spoke to them they were abusive and nasty. They are the worst Credit card company I have ever been so badly abused by. Please listen to me and do n't do...

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Citibank Credit card credit determination

March 20, 2017 - Macy 's DSNB has deleted a payment history on all credit bureaus, even though there would have been one as far back as -/-/-. They state that the first delinquency was -/-/-, whereas the drop off date for removal with all pertinent credit reporting agencies would be -/-/-. The account was discharged from a Chapter - bankruptcy petition. However, there are ten ( 10 ) years of payment history deleted from the credit bureau, and I make a claim that I was at least 30 days late several times before the inserted -/-/-. Accordingly, I believe that I am well within the 7-year ru...

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Citibank Credit card credit determination

March 8, 2017 - After open a business account for a new business, I applied for a CitiBusiness AAdvantage Platinum Select World Master Card. This application was rejected, I called Citi and the representative did a manual revision of the application and was rejected for a second time, she told me that I will receive a letter explaining the reason why the credit card was denied. For my surprise the reason was : THE CREDIT REPORT SHOW DEROGATORY PAYMENT HISTORY After read this I was very worry, because I been very responsable with my finances. I called CitiCards ( - ) they told me that the decision was ma...

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Citibank Credit card credit determination

March 6, 2017 - - is reporting a dispute that I had already resolved and had taken off of my account in -/-/- with Home Depot. I do n't know why this is appearing. I am in the process of applying for a mortgage and this needs to be removed as I can not have any open disputes with y mortgage application. This Home Depot card has been paid in full and has not been disputed. I do n't know why it has shown up on my report. Please help. thank you....

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Citibank Credit card credit determination

February 23, 2017 - My credit report show I have a credit card I have no knowledge of. I disputed the card with - and the dispute was resolved but the card remains. How is that? In the credit report there is a street address for the bank. There is no phone number of web contact. I have been removing these unannounced credit cards from my report. As I said, I have no knowledge of this card. I get no correspondence from them. I have not activated the card. I want the card gone. Can you help me. The bank is CITICARDS CBNA, - -, - -, SD -. I do n't understand what the advantage of these credit car...

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Citibank Credit card credit determination

February 16, 2017 - I applied ( in-store ) for a Macy's-American Express card back in -/-/2016. I have perfect credit, no history of any late payments and what is considered " excellent '' credit. Two I received a general decline letter from Macy's-American Express stating my application was declined for " Insufficient Credit Experience. '' My credit experience is OVER 24 years and I have current, open and active loans and other credit cards. I called the number on the letter, I was referred to another number. Then the representative " - '' could not answer my question on how to address having perfect credit...

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Citibank Credit card credit determination

February 13, 2017 - I was declined for a credit card in spite of having a credit report with no adverse ( late payment ) information, a credit score near - and 3 % utilization of available credit. After receiving the credit report, Citi requested additional information including copies of bank account statements and a copy of my federal tax return which I provided. Twice the reason given for turning down credit was " could n't verify the accuracy of ... information provided. '' I was given no opportunity to discuss this with anyone or provide further information. Lacking any reasonable reason for credit being ...

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Citibank Credit card credit determination

February 12, 2017 - I RECEIVE A CITI SIMPLICITY MASTERCARD PRE-SELECTED APPLICATION AND APPLY -/-/-. I RECEIVED A DENIAL LETTER -/-/- STATING THAT THEY RECEIVE INFORMATION FROM - THAT HELP THEM WITH THEIR DECISION. I CHECK WITH THE CREDIT BUREAU BECAUSE I HAD NO NEGATIVE INFORMATION IN MY CREDIT FILE THAT I KNEW OF AND THEY CONFIRM THERE WAS NO NEGATIVE INFORMATION. I CONTACTED CITI AND THEY WAS UNABLE TO FIND ANYTHING SO THEY SWITCH ME TO THE COLLECTION DEPARTMENT AND I SPOKE WITH -. HE WAS UNABLE TO FIND ANYTHING RIGHT AWAY AND CALL ME BACK STATING THAT HE FOUND I HAD A CITI CARD -/-/- AND ...

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Citibank Credit card credit determination

February 12, 2017 - Banamex /USA . This company refuses to handle my written responses. I have not communicated through EMAIL pertaining to this matter since reporting it....

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Citibank Credit card credit determination

February 9, 2017 - I recently applied for a Macy 's credit card on Macy 's website. The website said that it required further processing and that I would receive a letter in 7 to 10 days. I received the letter ( which I 've included ) saying they were unable to open an account because they could not confirm my identity, and to call them. I called them and they ask me a couple of questions and said to hold they would finish processing my application. They DID NOT tell me they were running my credit for a second time! When they got back on the line they said I was declined because of my credit score. The letter sa...

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Citibank Credit card credit determination

January 31, 2017 - I applied for a BUSINESS card for my CORPORATION only to find out that the Citibank ran a credit check on my individual credit. I did not authorize them to do that. When someone applies for a corporate card with its own tax id number then the bank should utilize the information and run credit on that legal entity applying for the credit. The entity has been in business for over 18 years and if the bank does n't want to provide credit to the entity that is fine but they had no right to run credit under my personal information since I was not applying for credit personally. This has a negative e...

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Citibank Credit card credit determination

January 24, 2017 - Home Depot somehow was able to run my credit and get a credit card for me even though they misspelled my name. That is incredibly scary. I called and cancelled the card, but how is it possible for credit to run if they do n't have the correct name?...

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Citibank Credit card credit determination

January 23, 2017 - denied credit card because of bankruptcy that occurred over 20 years ago....

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Citibank Credit card credit determination

January 21, 2017 - I received letters from Citi that - of my credit lines were getting decreased because of my credit score. My credit report showed - derogatory tradelines and they were removed with apologies. I contacted Citi and asked them to increase my limits again and they have refused to do so since the balances on their credit lines is high due to the decrease. I have asked if I could send them the documentation but they are not interested in helping me at all....

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Citibank Credit card credit determination

January 7, 2017 - - & - 2016 Over Limit Reported To - Credits Received Both Times Late If Applied On Time Would'nt Be Over Limit $100.00 Process In - & $20.00 -...

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Citibank Credit card credit determination

January 5, 2017 - I submitted a phone payment for a home depot credit card and was given a confirmation number as having been paid. At my next billing cycle, I saw that the amount was past, and I called and found out that the payment had been declined after 3 days. I was reported to the credit agencies. I contacted the credit card and they acknowledge having given me a payment confirmation but they refuse to retract their credit reporting, leaving me with a late payment on my credit history. I was never notified by them that the payment had been declined until my next statement. I had money in the bank to compl...

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Citibank Credit card credit determination

December 30, 2016 - CFPB case # - - weeks and no response. See attached letter When looking side by side at our original check dated -/-/- sent by us in good faith before due date on -/-/- per CITI stmt and what CITI transposed and submitted incorrectly, it is clear their end made an error causing the bank check to bounce twice. The check # was NOT - like CITI input but was # - so this was NOT my fault or my credit unions fault. On -/-/-, I have made arrangements with my credit union to stop pmt on the original check and the funds are in my account but I will go no further until resol...

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Citibank Credit card credit determination

December 14, 2016 - Citi refused to investigate a fraudulent charge. When I complained they put negative information on my credit report. They have refused to give me further credit cards because of this....

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Citibank Credit card credit determination

December 8, 2016 - On -/-/2016 I applied for a CitiBank credit card. On -/-/2106 I received a notice CitiBank was unable to complete my application because I have a security freeze on my credit history. When I had my credit freeze applied, part of the agreement was organizations I currently have a credit relationship with would not be affected. I currently have a credit card with CitiBank, so I have an existing credit relationship with them. Upon calling CitiBank, I was told they could not use old credit data to approve a new account. They can get new credit data anytime they want because of my existing cre...

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Citibank Credit card credit determination

November 25, 2016 - Closed account -/-/- card cut up because rep with a foreign accent wanted me to send copies of drivers license and social security card which Im not going to do. Never had a credit card company ask me for this and fear this may cause identity theft. My credit union rep issued a certified bank check -/-/- to pay off the entire balance on my statement which was received on -/-/- by Citicards. They claim it was returned by bank which is ridiculous because - other like checks cleared just fine. On -/-/- they called and wanted the bank checks routing # and account # off check...

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Citibank Credit card credit determination

November 13, 2016 - THE COMPANY SHOWED A 30 DAY LATE IN -/-/-. THE COMPANY ALSO SHOWED A 90 DAY LATE IN -/-/-. THE PAYMENT WAS NOT LATE, IT WAS MADE ON TIME. I HAVE MADE NUMEROUS ATTEMPTS TO RECTIFY THE MATTER BY SHOWING ITS INCORRECT WITH THE COMPANY....

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Citibank Credit card credit determination

November 10, 2016 - I have applied for a credit line increase on several occasions. I have not received any information in writing as to why I was declined. After multiple calls to supervisors and customer service representatives it was determined that you are basing your decision from - credit reporting agency that I am showing delinquent account/s. I have no delinquent accounts on my - credit report. I am enclosing a recent copy of that report that clearly states I have no delinquency 's or derogatory information. Please fix this as I am a good customer that just want an increase in credit....

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Citibank Credit card credit determination

November 1, 2016 - I received a sudden email with the subject " Notice of account closure '' from Citibank. The email itself did not contain any information about any closure but said I had a message waiting on their system and to click the link to login. Upon doing so no message was available. When I called Citibank to discuss this the agent did say that my account was closed. While they were apparently under no obligation to notify me in advance that my card would be cancelled due to inactivity, I have in the past been so notified by creditors for a variety of reasons including their ability to remind me ( i.e...

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Citibank Credit card credit determination

October 29, 2016 - I have been an account holder of Citibank for 13 years. I never missed a payment, used my bill pay & checking account regularly. Last - -, 2016, I took advantage of their special promotion. Their promotion indicated that if you open a new account and deposit $15000.00 leave the money with them for 3 months, you will be given a credit amounting to $400.00. I did just that. I went to the bank ( - - -, -, CA - ) on a Saturday, - -. I was made to wait for - long hours since there was only - bank officer who was handling client inquiries other than withdrawal ...

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Citibank Credit card credit determination

October 5, 2016 - I am a - ; in NY on - - I applied with my wife for a us macy 's - ; ihave no - BUT I HAVE a - ; I provided my identity - a - driver 's license and I authorized a credit search ; I have never had credit problems I got a letter dated - - saying I can not get a Macy 's - card but only a Macy 's card as I am not a resident of the - I feel discriminated based on my national origin ; I have a - American credit card and - - - credit cards issued respectively by the - and -...

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Citibank Credit card credit determination

October 4, 2016 - - - - - - - SD - did a hard pull on my credit report without my authorization....

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Citibank Credit card credit determination

September 16, 2016 - This is to dispute Citibank 's response to my complaint case number : - filed with the CPFB, as I find my issue was not addressed by the company and further action is needed from Citibank to at least properly address my concerns. Let me explain myself. In my original complaint, I disputed Citibank 's reason for denying my application : Length of time accounts have been established on your credit report based on my Equifax Credit Report. I stressed I hold a - credit history on my Equifax credit report and I have several credit cards opened with Citibank, the oldest of which is over -...

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Citibank Credit card credit determination

September 15, 2016 - I 've been listed as additional user on a citicard since 1992. My dad ( primary account holder ) added my brother and I when we were young ( - ), for unexpected expenses while traveling, etc. I have n't seen or used the card in over 10 years, and assumed the card no longer existed. My brother still has his card, and accidentally used that card ( instead of his normal CC ) for an $850.00 charge in -. My dad was travelling all -, and did n't get the bill, thus did n't realize anything was owed. He learned of the issue 60 days after the due date, and immediately made full payment. Desp...

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Citibank Credit card credit determination

August 25, 2016 - I have - hard credit checks on my credit report, one from CBNA and the other from Citibank. I have not authorized either of them to do it....

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Citibank Credit card credit determination

August 11, 2016 - REGARDING CITIBANK CREDIT CARD # - CITIBANK APPROVED MY CREDIT CARD FOR $ - AND WITHIN 7 DAYS CITIBANK CLOSED MY CARD ON NO REASON GIVEN, THEY ARE PUNISHING ME FOR A SIN THAT I DONT KNOW WHAT WAS MY CRIME. THEY RAN MY CREDIT AND THEN UPON INQUIRING THEY WROTE ME " WE REGRET WE ARE UNABLE TO ASSIST YOU FURTHER ''. THEY ARE BEING UNFAIR ON NOT PROVIDING ME A REASON...

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Citibank Credit card credit determination

August 4, 2016 - In - of 2016, I applied for a " Costco Anywhere Visa Card by Citi '' and was given a line of credit of $11000.00. After 5 weeks, I did not receive the card in the mail. I contacted CIti at - and was transferred to the fraud department. I spoke with - -, employee # -. I was informed by the rep that Citi sent the credit card to a different adress. The rep then stated I could not receive another card without " verification '' of who I was. The rep began to ask " verification '' question pertaining to my home loan and other information that I did not provide to Citi when I applied...

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Citibank Credit card credit determination

July 26, 2016 - I was discriminated against when applying for a Costco/ Citi Visa card because our flooded home was in a National Disaster area, and thus my normal credit card expenses were raised due to living in a hotel for 11 weeks ; buying new appliances ; buying new carpets and kitchen flooring ; purchasing new furniture - and yet every monthly credit card billing was paid in full before the due date. Never a late payment. Costco decided to change from - - to Visa for their credit card. Not having a Visa, and being a long term Costco member I applied for a Citi Visa card. I was denied the Costco/...

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Citibank Credit card credit determination

July 22, 2016 - -/-/- - - - - - - - - # -, -, - - - MACYS - -, - -, -, - - Re : Unauthorized Credit Inquiry SSN # - -/-/- and -/-/- Dear Macys, I recently received a copy of my - credit report. The credit report showed a - credit inquiry 's by your company that I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit. I have sent this letter...

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Citibank Credit card credit determination

July 22, 2016 - - - - - - - - - - # -, -, CA - - Citi Bank, Card Member Services, -, - -, SD - Re : Unauthorized Credit Inquiry SSN # - -/-/- and -/-/- Dear Citi Bank, I recently received a copy of my - credit report. The credit report showed a - credit inquiry 's by your company that I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit. I have sent t...

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Citibank Credit card credit determination

July 13, 2016 - Today I applied for a Sears MasterCard and was given a number to call - application number -. So I called the number and spoke with a representative stating the reason I was denied was due to a recent Sears card. I inquired for the dates and numbers. I was then transfered to the recovery unit. I filed bankruptcy in 2010 and Sears was included in my bankruptcy. Except when I spoke with the recovery unit they explained to me that I had - account with them and they were sold to an collection agency. He did not give the name of the agency just a contact number. The Sears accounts were inc...

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Citibank Credit card credit determination

July 5, 2016 - I had an account with Citibank and due to the ending of a - year marriage ( divorce ) that financial devastated me, and I defaulted, I lost my house ( I lost everything ). I am trying very hared to correct/improve my credit ( at age - I do not have many earning years left ). The issue is that Citibank sold my account to a third party and my credit report shows a opening date of -/-/2016 not the actual date and is adversely affecting my ability to acquire credit....

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Citibank Credit card credit determination

June 28, 2016 - There was a hard pull ( inquiry ) made by CBNA ( Citibank national association ). I do not have an account with this company nor did I give them permission to pull my credit report as well. This event has unfortunately caused a drop in my credit score and I would like this hard inquiry removed from credit report as soon as possible. Thank you....

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Citibank Credit card credit determination

June 26, 2016 - I applied for a credit card with CitiBank [ see - ] I did not receive a card. I did n't worry about it, I do n't really need it, I just wanted the - " bonus miles '' they lured me in with. Now, I am applying for a Loan, but - - - wo n't give me a loan as there is a HARD INQUIRY on my credit, from " CBNA '' ( which is Citibank ) on -/-/16. I have called Citibank 4 times already and spoken to - people, but they have no evidence of my application ( neither do I, I mailed the form to them ) and they say they can not remove this Hard Inquiry from my credit. This means I can...

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Citibank Credit card credit determination

June 13, 2016 - CBNA did a hard pull for my credit on -/-/2016 and it affected my credit sscore ...

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Citibank Credit card credit determination

May 25, 2016 - I was an authorized user on a Citicard account of my dad 's, not a guarantor. They have consistently filed this on my credit bureau. When it came time to get a business credit card for my business this account inhibitied my ability to get an a business credit card. I removed myself from the account and asked for a letter stating I was no longer attached to this account as an authorized user. The letter came in my dad 's name which was not helpful to me. I called and asked for another letter. It never came. So I called back and they refuse to send a letter unless my dad calls and verifies his a...

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Citibank Credit card credit determination

May 20, 2016 - - -, - - - Macy 's Executive Office Re : Consumer Financial Protection Bureau Case # - Express accounts ending in - and - Dear - - : In response to your most recent communication, I respectfully submit that from my perspective, there are a number of errors and misrepresentations contained in the information you provided. The Macy 's store account ending in - that you indicated was opened as a joint account by - and - - is an error. I did not know - - in -. I was a junior in high school in -. - - and I were not married until -. Fro...

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Citibank Credit card credit determination

May 16, 2016 - CBNA did a credit check on my credit on -/-/16. I did not authorize this credit check. I have not sought a loan or any other type of financial services. I am uncertain why this company did a credit check and it was not authorized. Through research I found that CBNA is a credit card company. Citi Bank North America. I have a credit card with citi bank but have had the card for 10+ years and did not seek a new card. I did not authorize either directly or by proxy any credit check by anyone for the past year. ...

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Citibank Credit card credit determination

April 17, 2016 - In early -, -, I attempted to upgrade my Citi Rewards Card to - which offered a better reward. I have had my current CitiCard for twelve ( 12 ) years and have always paid it in full and on time. My credit limit was raised in - - I thought I was considered a good customer. To my surprise my application was rejected. I called CitiCard and ask why I was rejected. I was told the reason was that - ( Credit Reporting ) was reporting that I had no credit or credit score. This, of course, is obviously incorrect since I have been a CitiCard holder since -. - does not show my CitiCa...

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Citibank Credit card credit determination

April 8, 2016 - I used my Macy 's card -/-/-. I never received any electronic or paper statements to let me know I had a bill. The first time I was notified of any amount due was -/-/-. When i realized I immediately paid the bill and called them, they did waive one of the late fees also. I did not realize what an effect this would have on called and I called them to complain and they did waive one of the late fees, I also asked them to remove the negative report on my credit but they refused to do so. I feel this is very unfair, they agreed that they had n't notified me of any payments due, because ...

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Citibank Credit card credit determination

April 7, 2016 - On -/-/2016 I applied for a citibank double card. On -/-/2016 I received the card. before i got the card.my credit score was - equifax.On -/-/2016 my equifax score dropped to - -/-/2016 i paided the balance off. one week later my credit score dropped again to -. On -/-/2016 I paided the balance off. Again it dropped to - on -/-/2016. On -/-/2016 I canceled the card I was worried It would keep dropping.All I wanted to do was to get my credit score to - so I could get the best deal on a mortage now I have to pay points ...

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Citibank Credit card credit determination

March 25, 2016 - Called Citi Bank to complain about a mix up on a payment, and they then reduced our credit line. While we are no longer using the card, I still do n't want my credit to show I 'm at my limit, and I asked them why they did it. They said it was information from - I checked my credit report from -, and I found no negative information. I called them back, and they told me the same thing again. I ca n't fight with - because there 's nothing to fight about, and I ca n't fight with Citi Bank because they wo n't tell me what the problem is. I ca n't win. ...

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Citibank Credit card credit determination

March 18, 2016 - On -/-/-, I fill out and mailed a paper credit card application from Citibank and was approved for a card. On -/-/-, I filed out a second paper application from Citibank which was denied. On -/-/-, Citibank 's credit card division made an unauthorized inquiry against my - credit report. This hard inquiry did NOT originate due to a THIRD credit application. I sent a letter to Citibank 's customer service department asking the reason for the -/-/- credit denial. However, I did NOT ask for or suggest another credit pull. No one at Citibank even contacted me...

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Citibank Credit card credit determination

January 31, 2016 - I received a pre-approved application for a credit card from Citi ( bank ) / - - - - - -. I went on line to complete the application process and was declined. I followed up and called the number on the application and went through the application process with a representative. Again, at the end, she said it was declined but refused to state why. The individual on the phone would not provide a reason for the decline and said that Citi would send a letter explaining the reason. The letter from Citi was received on - -, 2016 and provided the reason for declining the appli...

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Citibank Credit card credit determination

January 13, 2016 - Consumer Financial Protection Bureau - Case # - Macy 's account ending in - ...

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Citibank Credit card credit determination

January 3, 2016 - My wife went shopping at Best Buy, at the check out the check out person asked if she had her rewards card, my wife replied no thinking it was common practice to give the cashier your phone number to receive what ever discounts were available. Cashier asked her phone number and her address but when she politely gave her ssn number she caught herself a second to late. When she came home and told me about it I said something was n't right. After being warned never to give out to much information she was worried. Sure enough, we called the store the same night, only about 1 hour later and found o...

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Citibank Credit card credit determination

December 24, 2015 - In reference to my response from Citi Bank I was contacted by a rep by the name of - - I spoke to hear about my credit card request she promised me that my credit card application would be reacessed for credit card approval. I then call the reacessement line to get a up date only to find out that a credit card application reacessement was not submitted so she lied to me about submitting a request. this is one of the problems of the big banks no respect a bad customer service that lies to customers I am requesting that this be looked into because this only proves my point that these big b...

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Citibank Credit card credit determination

December 13, 2015 - I have a Bloomingdale 's credit card and been a loyal customer for a little over a year now. My bill is paid on-time everymonth. Today -/-/2015 I received a letter in the mail from them date - -, 2015 that they were decreasing my credit limit from $600.00, to $500.00, because they ran my credit and seen that my credit score had dropped, I never authroized them to check my credit and before assuming my credit score dropped because of myself they should have verfiied with me to see if I had some ID theft resulting in fraudulent accounts being open in my name. What crazy about the let...

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Citibank Credit card credit determination

December 12, 2015 - I recently applied for a citi credit card.My application was denied since the bank ( citi ) stated that my address or phone number are located overseas.I am not sure where or how they got this information, I 've been residing in the US for the last 25 years and am a US citizen.The denial letter was sent to my home address I listed in the application which is obviously in the US and I am including it below as well as my phone number. I contacted citi to inquire how they determined that my address and/or phone number are located overseas but there were not able to provide me an answer. Would a...

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Citibank Credit card credit determination

November 28, 2015 - my credit line was reduced from - to - after a lump sum payment I recently made of - my payment history has never been late since its inception. ...

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Citibank Credit card credit determination

November 14, 2015 - Denial of credit for too many inquiries on my account for past 6 months. ...

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Citibank Credit card credit determination

November 13, 2015 - I was sent a citicard pre-aproved invitation for their double cash rewards Master Card. This is the second - they sent. When I went online to accept I was denied a credit card with them. Now my credit score is affected because I took their word that it was already pre-approved. Two times they have done this. I need these applications for pre-approved credit removed from my credit history. Can you do this for me? ...

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Citibank Credit card credit determination

November 9, 2015 - I received my credit report from - -. There are a number errors. I do not or ever had a - - credit card. I complained about this error a few times over the years. I have never lived - - - - -, or at - - - - - or - - - - -. These errors were supposed to be corrected a few times but keep coming back. Thank you for any help you can give me. Sincerely, - - ...

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Citibank Credit card credit determination

November 4, 2015 - - - - Twice now I have submitted an application to obtain a Macy 's Department Store Credit Card and have been declined for failure to clear an initial fraud alert I have placed on my Credit Bureau. I work in the financial services industry and understand how Fraud Alerts work. I have very good credit ( - score ), and should easily be able to obtain an approval for a store credit card. As a result of my good credit and in an effort to keep it that way, I have placed an initial alert on my credit report to contact me at my primary cell phone number ( home number secondarily ). The firs...

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