Ocwen Mortgage Complaint

Ocwen Mortgage department,

Other mortgage Credit decision / Underwriting Missouri

I still do n't understand what is going on with the payments I made to - - on my duplex at - -. The IRS form - - showed a balance of $53000.00 and a market value of $62000.00 when they foreclosed. I believe they were servicing a - mortgage to which I had paid $130000.00. They sold my property for the - remaining payments and their attorneys stated the value at the tax value of $78000.00. ( - - thought it was worth $150000.00 ). The loan was current in - when the returned 3 of my payments ( the last payment was accepted in - and applied as the - payment. We were offered at loan modification with a payment nearly double of the original amount. Our request for a modification extending the remaining months was denied 22 hours prior to the foreclosure. The application amount and three additional payments were also returned.


I HAD A CREDIT BALANCE. With the sale I paid $190000.00 to this property. Furthermore the note required payments of $360.00. Through the foreclosure date I paid to - - $62000.00. $32000.00 taxes and insurance paid over the life of the loan was added to the loan modification on my HOUSE. I want to know WHY! This amount also happens to be the exact amount of the - payoff less the beginning escrow balance on - properties. I made separate payments on the other property to -. - only acknowledges payments of $15000.00 when in fact I paid them over $130000.00 Between the - properties on which - - was paying taxes and insurance I paid $260000.00. PLUS $62000.00 sale AND the buyers - mortgage of $91000.00 was paid off at the same time - - - released - mortgage - of which was released TWO times. In fact of - mortgages released in - - - were released for the second time. And at which time we had paid $92.00 to the loan modification - on our house Apparently we paid $220000.00 and a duplex for what would be 30 years of taxes and insurance on these - properties. $220000.00 + - $35000.00 - release and $14000.00 I paid to - + $15000.00 they say I paid and $130000.00 I REALLY paid comes to $360000.00. with miscellaneous adjustments for payments to shortages it comes to $350000.00. - - $360.00 x 92 payments at foreclosure is $33000.00. I paid $62000.00 ( not counting $69000.00 previously paid ). Means $29000.00 was paid to the escrow account $12000.00 disbursed. With the $61000.00 sale + $16000.00 escrow - $53000.00 balance WHERE IS THE OTHER $23000.00? Foreclosure $61000.00 pays off -.+ $30000.00. + $30000.00 to - $5700.00 to - $66000.00 + -. + $5400.00 ( paid to escrow in first trial ) WHAT IS GOING ON? $130000.00 to duplex $140000.00 to VA $510000.00 to house ( $840000.00 my estimate of total payments ) + duplex value and lost income I do n't owe $270000.00 statement balance. They owe me more. $560000.00 from - I believe they OWE me $280000.00 They should pay the $150000.00 extra I paid for the duplex They should refund at least $30000.00 to the VA loan I did n't add or refinance. I PAID IT OFF! reinstate $120000.00 prepaid credit. Extinguish $230000.00 escrow I do n't owe. Release lien. Release the lien on my house. I deserve more.