Amex Credit card department,
I 've been an American Express customer for over ten years and have never had a late payment. I always keep everything on autopay. In 2013, I switched from a Blue Cash card to a Blue Sky Preferred card at the urging of a telephone representative. The sales rep told me that my autopay for my old card would be carried over to the new card and I would n't need to take any further action. This turned out to be untrue. While I was out of the country, the autopay did not carry over, and my first payment on my new card triggered a late payment, charging me a fee and affecting my credit report. I 've tried to get them to correct the error a couple of times, and they did credit back the late penalty. What they failed to do, though, was " re-age '' the account so the late payment would n't hurt my credit score. I 've now just tried once again to resolve the issue with them, and they 're still not being helpful. They already admitted the error years ago when they credited me the late fee. The fee was negligible, though, as was the amount of the late payment - the real issue was the impact on my credit score. I 've never had a late payment in my life. When I spoke with them today, the woman I talked to impugned my integrity instead of acknowledging their obvious error ( which they had acknowledged in the past ). The woman I spoke with was named -, badge number -.
Amex customer in California
Apr 15, 2016
* Source: CFPB Complaint Database
Amex response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.americanexpress.com/ |
Phone | 800-528-4800 |
Address | P.O.Box 981540 El Paso TX 79998 |
Amex | |
Amex |
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