U.S. Bancorp Credit Card Complaint

U.S. Bancorp Credit card department,

Identity theft / Fraud / Embezzlement Alabama

- I am being pursued by U S Bank for fraudulent credit card charges - I reported the credit card charges to both the police and U S Bank as fraudulent - U S Bank will not stop calling or threatening me even though I have asked them to stop - On -/-/16 I filed a complaint with the CFPB - On -/-/16 I received a call from - - in the U S Bank Fraud Department - - - ). - told me that all CFPB complaints are sent directly to the president of U S Bank and that the bank president had contacted - regarding the complaint. - On -/-/16 at - I received another harassing phone call from the U S Bank collection department - I explained the fraud issue to the collector - - - ; directed him to - in the fraud department ; asked him to stop calling me ; reminded him of


- This is the - such phone call I have received from the bank since -/-/16. I have explained the fraud issue each time. Several times I was placed on hold while my call was transferred to the fraud department for further handling but, each time, after an extended hold period, I was disconnected. - I have provided the bank with a standard fraud affidavit ; a copy of the police report ; and all details that I have with respect to the fraud ( in writing ). The fraud was perpetrated by my ex-husband and I even provided U S Bank with his name address and phone number. - The bank failed to perform adequate due diligence to confirm the identity of the applicant. Consequently, the bank opened an account based on false information and is now faced with the consequences of their failure to know their customer. - The bank 's failure to adequately vet an application for credit or follow industry " know your customer '' due diligence does not entitle them to pursue me, the victim, for debt I did not request, create or even have knowledge of until a few weeks ago.