TD Bank US Holding Company Bank Account Or Service Complaint

TD Bank US Holding Company Bank account or service department,

Checking account Deposits and withdrawals Florida

I have a checking and savings account with TDBank. I filled out overdraft protections forms when I opened my accounts and - other times at branches. They keep bouncing my checks that I have more than enough money to cover. They have reported me to - and are destroying my credit. This morning they refused to cash a check I wrote for $1100.00 at the - - - Bank even though I have over $140000.00 in liquid assets at the Bank with no holds on my money. They can offer me no explanation why this is occurring. They now say that AGAIN they have lost my over draft protection documents which have been in place for the last 6 months and again are denying checks for NSF. They are just horrible to deal with. The average wait time on the phone is over 60 minutes each time I call them.