Sterling Jewelers Inc. Consumer Loan Complaint

Sterling Jewelers Inc. Consumer Loan department,

Installment loan Problems when you are unable to pay New York

The attached company claims that the account will be removed on all pertinent credit reports - -. I stipulate that the account was opened in -, that it went into default the same year, was eventually paid in full in -, and that the company in question still not only maintains a balance of $1500.00, but that the account if legal would show a - balance. My dispute was challenged and a copy of the - - result is attached, with virtually no response or required documentation to maintain a negative trade line on my personal credit report. The item needs to be deleted as mandated under the 84-month rule with the Fair Credit Reporting Act. The Consumer Financial Protection Bureau, as mandated under Dodd-Frank has taken up consumer rights where FCRA and Fair Debt Collection Practices Act consumer rights are being violated.