First Tennessee Bank Bank Account Or Service Complaint

First Tennessee Bank Bank account or service department,

Checking account Deposits and withdrawals Tennessee

I am an - and work through online sites such as - ( formerly known as - ) - for clients. I started working for - - from - on -/-/16. He asked if I wanted to take a job that would require me to - - - word articles and I would get paid $5000.00 for them upon completion. I would get paid in weekly installments after turning in - - per week. I had completed - jobs for - in the past. - I was paid through -. - I was paid through a personal check which cleared and the funds were deposited with no problems. When I contacted - about the - payment for the - - ( in the amount of $420.00 ) he would not give me a straight answer as to when the check was put in the mail. He would just say " a day or so ago '' and then later said he was stuck in a snowstorm in Colorado. In the past I was told when the payment was sent on the exact date and had good communication. So I started getting suspicious. I contacted the - 's client that I


articles in one month and at the rate we were going, that was not going to be possible. A few days later, - contacted me by email, saying that I badmouthed him to his client and offered to steal his work ( do the work for his client without him being the middle man ). I still had not received payment at that time. That email was sent on -/-/-. During that email conversation, I let - know that I did not want to work for him any longer. On - - I received a check in the mail for the amount that I was owed for the work due. I assumed that he was going to go ahead and make good on his payment since I did the work for him. I deposited the check into my account at First Tennessee Bank. The money was not directly deposited and I called the bank to ask why and they let me know that it would not go into my account until the next day after -. The funds were then put into my account and I used them to pay bills, etc. On - - the check was returned to my bank and I now have a negative balance of - $360.00 that I owe to the bank. When I contacted FIrst Tennessee Bank they told me to contact the person who wrote the check to see if it could be resolved. I tried and got several rude responses along with - acknowledging that he cancelled the check after it was put in the mail. So I have to pay my bank back because he sent me a cancelled check. When I contacted FTB again, they said it was my responsibility to pay because I signed the check and I did not call - 's bank beforehand to ensure that the funds were available. The problem is that the funds would have been available at that time, he cancelled the check later on. I want to know what I can do because I do not feel like I should be responsible for the $360.00 that I owe the bank since that was money I was paid for work that I completed. Should n't - 's bank account be the one that is in default instead? His Bank is - - - and his information is - - - - - - - - - -, IN -. The check was in the amount of - and the check number is -. Account number is -.