Specialized Loan Servicing LLC Mortgage Complaint

Home equity loan or line of credit Loan servicing, payments, escrow account

Specialized Loan Servicing LLC Mortgage department,

Home equity loan or line of credit Loan servicing, payments, escrow account California

In approximately -, 2015 I was sent a letter by Specialized Loan Servicing asking for payment on a zombie debt/mortgage. The last communication I had with the original mortgage company was more than 8 years ago in which I sent them a qualified written request and they sent me nothing to verify the debt - the statue of limitations for ALL debt in CA is 4 years. I was sent a - by Specialized Loan Servicing and I spoke with - - - who said that the lien would still stay on my property and that I would have to pay it off ; however they were not servicing the debt and have written if off with a -. Although I explained the IRS says that the original collector had 36 months to send me a -, Specialized Loan Servicine should not have sent me - as the debt is 8 plus years old. I asked for information on the previous loan and he refused to provide it over the phone and he would not correct the -.

Specialized Loan Servicing LLC customer in California
Feb 16, 2016

* Source: CFPB Complaint Database

Specialized Loan Servicing LLC response to complaint:
Closed with explanation

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