Herbert P. Sears Co., Inc. Debt Collection Complaint

Herbert P. Sears Co., Inc. Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received Arizona

Just used - to get my credit bureau report. Had a debt from - showing up as unpaid and with a collection agency. I contacted the collection agency who provided me with the information to contact - - - - -. - - -, CA -, ( - ) - or ( - ) -, --. I contacted - and they said it was for an urgent care visit in - for my son and since he is on my health insurance I was the guarantor of the debt. I have lived in - for 11yrs and have not lived in - since -. I divorced my ex-wife in - and our son - lives with her in -. - said they mailed the bill to her, but when she called them they had a wrong address on file. We have both asked them to have this removed from my credit bureau when we pay the bill ( which is not a problem at all to do ) and they are refusing. The problem is NO ONE was ever notified of this debt, my ex-wife or myself and yet they are refusing to fix my credit bureau when I was not party to the debt or even took him to their urgent care facility. I feel as though I have been victimized and have a derogatory mark on my credit bureau with a date of removal of - when I was never given the opportunity to pay the debt. Please help me as I am working to secure a loan to buy a house which is why I pulled the credit report to begin with.