Herbert P. Sears Co., Inc. Debt Collection Complaint

Medical Disclosure verification of debt right to dispute notice not received

Herbert P. Sears Co., Inc. Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received Arizona

Just used - to get my credit bureau report. Had a debt from - showing up as unpaid and with a collection agency. I contacted the collection agency who provided me with the information to contact - - - - -. - - -, CA -, ( - ) - or ( - ) -, --. I contacted - and they said it was for an urgent care visit in - for my son and since he is on my health insurance I was the guarantor of the debt. I have lived in - for 11yrs and have not lived in - since -. I divorced my ex-wife in - and our son - lives with her in -. - said they mailed the bill to her, but when she called them they had a wrong address on file. We have both asked them to have this removed from my credit bureau when we pay the bill ( which is not a problem at all to do ) and they are refusing. The problem is NO ONE was ever notified of this debt, my ex-wife or myself and yet they are refusing to fix my credit bureau when I was not party to the debt or even took him to their urgent care facility. I feel as though I have been victimized and have a derogatory mark on my credit bureau with a date of removal of - when I was never given the opportunity to pay the debt. Please help me as I am working to secure a loan to buy a house which is why I pulled the credit report to begin with.

Herbert P. Sears Co., Inc. customer in Arizona
Dec 12, 2015

* Source: CFPB Complaint Database

Herbert P. Sears Co., Inc. response to complaint:
Closed with non-monetary relief

Consumer disputes how Herbert P. Sears Co., Inc. handled their complaint

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