Federated Law Group Debt Collection Complaint

Federated Law Group Debt collection department,

Credit card Taking/threatening an illegal action Seized/Attempted to seize property Florida

I have fallen on real hard times after my parents passed away and was not able to pay on a credit card. Well now without notice I received a Judgement against me were it states that they will or can garnish my wages. After I make all my monthly payments I am left with maybe $30.00 to $35.00 a month, I also get my food from a Food Bank. I e-mailed them and said that I could pay them $20.00 a month but not more and their answer was they they rejected my offer. What can I do, if they garnish my wages I will loose everything. I ca n't afford an Attorney and this is really giving me - - -. I will attache documents.